You must have enough money or credit available on each account from which you direct us to make a payment or transfer. If one of your eligible accounts is a money market or statement account, you may only make six (6) transfers from your account per account statement cycle, no more than three of which may be made through third-party verifications or withdrawals per project or similar order. No account with access to online banking can be identified to require more than one signature for withdrawals, transfers or bill payments. If a bank transfer, loan or bill payment is triggered to your advantage through online banking, you agree that we may debit the specified accounts without the need to sign the item and without your knowledge. You also agree to the “Terms and Conditions of Your Current Account” that you received when opening your Current Account. You agree that you have funds available and collected in the account you define, in amounts sufficient to pay all invoice payment obligations as well as all other payment obligations you have to the Bank of the Union. We reserve the right to refuse or cancel payment of the invoice without liability if you do not comply with this requirement or other conditions. If you do not have sufficient resources in your account and we have not exercised our right to cancel or refuse payment of the invoice, agree to pay these obligations upon request. Whether a billed payment for which there are not enough credits on your account is paid or declined, agree that the bank may charge your account our default payment fee (NSF). You also agree that once elected, the Bank may account for such liabilities with the balance of your accounts with the Bank to cover such liabilities or liabilities to Union Bank. To access our internet banking service, you must use the identification number and/or other means of access that we set up or provide on your behalf, as well as a password. Anyone you give your online bank identification number, password, or other means of access has access to your accounts, even if you try to limit that person`s authority. They are responsible for strictly establishing and maintaining procedures to protect against unauthorized transactions.
They agree that no person is permitted to make transfers without proper supervision and precautions and agree to take appropriate measures to maintain the confidentiality of security procedures and all related passwords, codes, security features and instructions that we provide. If you suspect that an unauthorized person has access to this information, you should immediately inform the bank orally by contacting your local subsidiary. . . .